Better SafeLink than sorry. Stop overdraft fees from ever happening with an account that offers total spending control.


Key Features

  • Competitive Interest
  • No Minimum Balance Requirements
  • Line of Credit Available


  • Earn competitive interest on your balance
  • No minimum balance requirements
  • $14.95 monthly service charge
  • No overdraft or NSF fees1
  • No transaction limitations on account
  • Unlimited check writing
  • Free digital banking services, including:
  • Free Visa® debit card
  • $50 minimum deposit to open

Learn More

Visit for more information about SafeLink Checking.

  • Up to $1,000 available to help you avoid overdrafts
  • Transfer funds as you need them over the phone or online
  • Fixed 14.95% APR2
  • Low minimum payment
  • No credit check required
  • Must have an account with Classic Bank for at least 96 days 

Get Started

Visit to start your application. You’ll also find answers to common questions about SafeLink Line of Credit and SafeLink Checking.

1Classic Bank will return or decline any item presented to your SafeLink Checking account that will overdraw your account to the extent possible within our system. Classic Bank SafeLink Checking is never subject to an Overdraft Fee, an NSF Fee or Return Item Fee. Returned checks may be subject to fees from third-party merchants. An email is required for participation.

2All credit products are subject to credit approval. You must open a SafeLink Checking account to be approved for and maintain a SafeLink Line of Credit. To be eligible to apply for a SafeLink Line of Credit, you must have an open Classic Bank checking account for at least 96 days. SafeLink Line of Credit has a fixed 14.95% Annual Percentage Rate for 60 months. The rate will not increase during that period.