APY = Annual Percentage Yield. Rates effective as of September 22, 2021. Fees may reduce earnings.

Reward Checking Rates Learn More

Balance Description Interest Rate APY* Minimum Deposit to Open Account
$0 - $15,000.99 If your daily balance is less than $15,001.00, the interest rate paid on the entire balance will be 2.50% with an annual percentage yield of 2.53%. 2.50% 2.53% $50
$15,001 & above An interest rate of 0.60% will be paid on the portion of your daily balance that is $15,001.00 or greater, with an annual percentage yield of 0.85% to 2.53% Blended APY. 0.60% 0.85% to 2.53% $50
All balances if qualifications not met The base interest rate for your account is 0.05% with an annual percentage yield of 0.05%. .05% .05% $50

To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Reward Checking account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank

That's it. Even if you don't meet your qualifications during the cycle, your Reward Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

Checking Rates Learn More

Product Minimum to Open Interest Rate APY*
Classic Interest Checking $50 0.25% 0.25%
SafeLink Checking $50 0.03% 0.03%

Please print or save this page for your records. Please call 1-800-789-6461 for additional information.

Money Market and Savings Account Rates Learn More

Product Minimum Deposit To Open Minimum Balance To Obtain APY* Interest Rate APY*
Money Market $2,500.00 $2,500.00 0.50% .50%
Minor Savings $50.00 $100.00 0.40% .40%
Statement Savings $50.00 $500.00 0.40% .40%

Please print or save this page for your records. Please call 1-800-789-6461 for additional information.