You use your smartphone for nearly everything. Now you can turn it into a wallet for a secure, simple way to pay at checkout.
1. Download the mobile wallet app for your Android device (Google Pay or Samsung Pay). If you're an Apple® user, Apple Pay should already be on your device. See details on how to add your card using Apple Pay.
2. Add your debit card information to the mobile wallet app.
3. When you go to make purchases at participating merchants, access the mobile wallet and choose your card. If you're making an in-store purchase, just hold your mobile device up to the terminal.
With mobile wallet services, your actual debit card numbers are never transmitted or shared with merchants. Payment is private — the cashier never sees your name, card numbers or security code.
Instead of using your actual card numbers for purchases, a unique "device account number" is assigned, encrypted and securely stored. When you make a purchase, the device account number, along with a transaction-specific security code, is used to process your payment.