Real CashBack Checking

When you spend with your Classic Bank debit card, you’ll also earn. Enjoy 3.00% cash back on your debit card purchases every month.^

Key Features

  • Cash Back
  • Refunds on ATM Withdrawal Fees^
  • No Minimum Balance to Earn Rewards
  • No Monthly Service Charge
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  • Free checking that pays you back
  • Get 3.00% cash back on debit card purchases^
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $108 cash back per year, $9 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $15 each month)^
  • No monthly service charge
  • No minimum balance to earn rewards
  • Free digital banking services**, including:
  • Free Visa® debit card
  • $50 minimum deposit to open
  • Come into any of our locations and open a checking account and Classic Bank will donate $10 to a charity of your choice.*

It’s Easy to Earn Your Rewards 

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Real CashBack Checking account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases, each greater than $5
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank 

That's it. Even if you don't meet your qualifications during the cycle, your Real CashBack Checking account is still free. And you can get right back to earning your cash rewards the very next month.

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^When the monthly qualifications are met, you will receive 3% cash back on total qualifying purchases up to $300 that post to and settle your account during the Monthly Qualification Cycle. The cash back rewards will be credited to your account on the last day of your statement cycle. ATM transactions do not count as qualifying check card transactions for purposes of earning rewards within this account. Check card transactions processed by merchants and received by the bank as ATM transactions do not count towards qualifying check card transactions. Only check card transactions processed by merchants and received by the bank as POS transactions count towards qualifying check card transactions. The check card and bill pay transactions MUST post to and settle your account during the Monthly Qualification Cycle. They may not be in a pending status to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction is made to post to and settle an account. Qualifying Purchase means a check card purchase in an amount greater than or equal to $5.00. Monthly Qualification Cycle means a period beginning the last business day of the current monthly statement cycle through the second to last business day of the following monthly statement cycle. This product is available only to consumers (not available to business purpose accounts). This product is not available to Reward Checking customers. (Only one "reward" product per person, as determined by the social security number of the primary owner.) You must deposit $50.00 to open this account. There is no monthly or annual service charge for this account. You will not receive Real CashBack rewards if you close your account on or before the last day of your monthly qualification cycle.

*Charities from approved bank list

**All ancillary services are subject to additional terms and conditions and/or fees, including internet provider and data charges for online and mobile banking.