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Banking should be a give and take. If you take the time to meet a few qualifications, we’ll give you monthly cash rewards.

Key Features

  • High Interest
  • Refunds on ATM Withdrawal Fees*
  • No Minimum Balance to Earn Rewards
  • No Monthly Maintenance Fees
  • Free checking that pays high interest
  • 1.51% APY* on balances up to $10,000
  • 0.63% to 1.51% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY if monthly qualifications aren't met
  • Unlimited refunds on ATM withdrawal fees, nationwide*
  • No minimum balance to earn rewards
  • No monthly service charge
  • Free digital banking, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free e-statements
  • Free Visa® debit card
  • $50 minimum deposit to open
  • Receive a thank you gift just for opening your account 

It’s Easy to Earn Your Rewards

It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Reward Checking account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit, or ACH payment transaction
  • At least 10 debit card purchases
  • Be enrolled in and agree to receive e-statements
  • Maintain a valid email address on record with bank

That's it. Even if you don't meet your qualifications during the cycle, your Reward Checking account is still free. Plus, you'll still earn our base interest rate. And you can get right back to earning your full rewards the very next month.

*Earn 1.51% Annual Percentage Yield (APY) on balances up to $10,000.99 and 0.63% - 1.51% APY on balances over $10,001.00 and refund of ATM fees when you meet the following qualifications: have at least ten (10) Visa Check Card Point of Sale (POS) transactions (excludes ATM transactions) post and settle per monthly qualification cycle; provide and maintain a valid email address; receive your monthly statement electronically and pay one bill via auto draft or have a direct deposit per monthly qualification cycle. When eligibility qualifications are not met, you will earn 0.05% APY on entire account balance and nationwide ATM fees will not be refunded. APY accurate as of 8/21/19 and may change after the account is open. $50 minimum balance to open account.

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